How to File a Claim for a Motorcycle Accident
Motorcycles accidents can be some of the most devastating types of accidents, especially since motorcyclists do not have as much protection around their bodies as drivers or cars and trucks. Serious motorcycle accidents can lead to severe injuries that may results in expensive hospitals bills, loss of income, pain and suffering and more. If you were injured in a motorcycle accident, it is important that you file a personal injury claim against that at-fault party's insurance company so that you can receive compensation for the damages that were incurred.
Here's an overview of the steps involved in making a claim for a motorcycle accident:
- Gather information at the scene of the accident – Exchange information with the other driver, which should include his or her name, contact information and insurance information. Getting the name of the insurance company is important, as this is typically the company that will be responsible for paying any compensation that is due. You will also want to obtain the contact information of anyone who witnessed the accident.
- Report the incident to an insurance company – Report the accident to your insurance company, which will typically work with the other insurance company. You will need to include information such as the names and contact information of the drivers involved, information on the vehicles involved, and the date and location of the accident. The insurance company will want to obtain a sworn statement from you in which you describe how the accident occurred, the details of your injuries and the medical treatment you received. It is crucial that you consult with an attorney before giving such a statement (either to the other insurance company or your own), as any information you provide can later be used against you. A lawyer can advise you on the best way to provide information concerning your accident.
- Keep all records related to your accident – Make sure to keep track of all documentation related to your accident and your injuries. These may include the accident report filed by law enforcement; hospital records; medical bills and receipts; and bills and receipts for repair of your motorcycle and for other expenses caused by your accident. These are all documents that will likely be needed for providing the damages in your motorcycle accident claim.
- Negotiate a settlement – After the claims adjuster from the at-fault party's insurance company (or in some cases, your insurance company) assesses the personal injury damages you suffered, you will either receive a settlement offer or a claim denial. Just because the insurance company makes an offer, this does not meet you have to accept that amount. You may be in a situation where you need to negotiate for a higher settlement so that all the damages can be covered. Not only can that attorney help you determine how much compensation you should be receiving, but the legal professional can also negotiate with the insurance company on your behalf. If your claim is wrongfully denied, your lawyer can take action to contest that denial and file a lawsuit, if needed.
At the Law Offices of Dean Petrulakis, we have a Modesto personal injury attorney who can assist you with each step of the claims process. It is important that you reach out to our firm as soon as possible after your accident so that you can have legal protection from the very start of your case. Contact our firm for assistance from a competent motorcycle accident lawyer!